I've never heard of insurance breaking out these type of activities as an item needed for insurance. Most lease properties require the lessee to carry a general liability policy. My lease requires me to carry a $4million general liability policy. I have never heard of the actual landowner being required
I've never heard of it either. I'm curious what your liability policy cost? A farm I turkey hunt was recently sold and the new owner also contract farms. He told me 2 or 3 of the farms he has, the owners told him that their insurance carrier advised them they had to pay some sort of higher premium or something if they let people hunt their farms. I asked him how the insurance company would know?
This is a pic of Permission for Hunting, Fishing or Trapping on Private Land. These can be had at any Division of Wildlife District office. I got a nice stack of them from my county Wildlife Officer. They are carbon copy with landowner keeping white copy and sportsperson getting the yellow copy. Landowners are exempt from any liability for recreational users.
Sounds like the guy doesn't want anybody to hunt and found a bogus excuse he can use.
Yes, I know what they are and what their purpose & meaning are. He gave me permission to hunt...he is fine with hunting, but brought up the insurance topic as told to him. I find it to be BS as insurance companies have to much "say so" in our lives, especially medical, and want too much of our money.
I posted this to see if any land owners could speak to it.
There is no liability placed on a landowner for granting hunting permission due to the "recreational user statute". This stays in play until the landowner receives payment for the ability to "recreate" on the property. The law is clear cut. If the landowner said differently he is either lying to you or did not explain his situation to the insurance company correctly. The permission slip referenced above reminds both parties of this statute and is only supposed to be used when a fee is not exchanged between hunter and landowner.
To answer your question tho; no my insurance company does not charge me differently nor have they asked any questions remotely close to wanting to know if anyone would be recreating on my property. They did want to know if it would be farmed tho.To which the answer is yes. And it is my residence. Costs $1,500 a year to insure. (includes the "bundle car and home" deal) 110 acres.
I have a farm policy on my home and another leased piece of ground i farm on. My insurance guy asked if there was any hunting on the other piece of ground I lease. My answer was that question is not relevant to my activity on the land and we progressed to the next question. They want to know too much these days that's for sure!
Heck, my insurance company's headquarters is in Texas. When they call, the people down there want to know if I let others hunt on our little piece of paradise. I think they are just working the system to find out if I'll give them permission to come and enjoy our seasons.
I'm afraid you would be disappointed. I do hunt my land but so far only seem to have 2 hens that i can positively say nest on 130 acres. The boys are very hit and miss and just seem to pass through. I do see them on trail cams every so often. I am very fortunate that I have family, neighbors and friends that let me hunt their land as well.
This is an older thread, you may not receive a response, and could be reviving an old thread. Please consider creating a new thread.
Related Threads
?
?
?
?
?
Ohio Sportsman - Your Ohio Hunting and Fishing Resource
880.8K posts
16K members
Since 2002
A forum community dedicated to hunting and fishing enthusiasts in the Ohio area. Come join the discussion about safety, gear, tackle, tips, tricks, optics, hunting, gunsmithing, reviews, reports, accessories, classifieds, and more!